Red Rock Home Loans, Inc. is a BBB Accredited Mortgage Broker in St George, UT
  • Dave Capra
  • Phone: 4359862220
  • Email
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Homepage Pic Welcome to Red Rock Home Loans!
NMLS #288780

Hi, I'm Dave Capra, President of Red Rock Home Loans.  With over 14 years of Broker and Direct Lending experience, we have the knowledge and lending connections to assess your current situation, and offer an very competitive set of terms and combine it with unbeleiveable A+ service that you and your family deserve.
So why use a Mortgage Broker?  Everyone has a niche, and at Red Rock Home Loans, we focus on two things, service and price.  Why complicate it, right?  You see the big bank commericals, and the huge lenders that are supposedly engineered to amaze, however, what they don't tell you is how much higher their interest rates and closing costs are compared to a smaller, local company like Red Rock Home Loans.  We have mastered the process locally to all of UT, CO, WA, TX and GA..  Why pay more, and why sacrifice service?  You deserve the best home finance experience, and you have found it right here at Red Rock Home Loans.
We specialize in the following Mortgage Loans:
  • Home Purchase Loans
  • Home Refinance Loans
  • Home Equity Loans
  • Cash Out Home Loans
  • Jumbo Home Loans
  • FHA Loans / VA Loans
  • Reverse Mortgage Loans
  • And Much, Much More!
Red Rock Home Loans uses the most competitively priced wholesale channel to fund their loans.  Why pay retail, and deal with an inexperienced loan rep when you can get the best price and the best service avaialble in the marketplace today!
LET ME SHOW YOU!!!!  Call us today.

Got reviews!!?  We do!  laugh

Here are reviews from actual customers who have done business with us.  These are verifiable.  Enjoy!

  • I sincerely recommend Dave Capra for your mortgage needs. He will find the best deal possible because he continually monitors the market very closely for you. He always gives an HONEST assessment of what he thinks is the best deal out there and if you hire Dave you will have someone truly working in your best interest all the time.
  • I'm inherently a little skeptical of online lending, but Dave was wonderful to work with. I needed to clear the loan quickly because the seller was waiting to purchase their new home. He helped make the entire thing go smoothly in about 2.5 weeks. I also had a lot of questions about lending, which he was always willing to explain. It helped me learn more about lending generally, and make better comparisons between lenders. I'll be using him again for future loans, even at a slight premium, just because he's so easy to work with.
  • Our situation wasn't the most complicated, but we certainly had many questions and wanted the best outcome. Dave was great- very professional, responsive to emails on the same day, and very knowledgeable of the market. I felt I could trust he was being completely upfront with me.


  • Working with Dave was fabulous. Our loan seemed uncomplicated, but when it came down to the final details, our lending company suddenly became complicated. Dave was up before dawn, and stayed later in the day to make it work. We probably wouldn't have figured everything out without him. I would highly recommend him to anyone looking for a mortgage. Fast, knowledgeable, and almost instant response time to my questions.
  • I got great service, the best interest rate, and the lowest overall cost to refinance from Red Rock Home Loans. I worked with Dave Capra and he was very polite, direct, and quick to get things done. He was very helpful in answering questions. I was referred to him by a friend, and would refer him to anyone who is looking to finance or refinance a home.

  • I got a quote from Dave @ Redrock and he responded quickly with a Good Faith Estimate and explored some options with me. He was very proactive with communication and sent me several follow ups to check in. I did not end up closing the loan with Red Rock but will definitely keep them in mind next go around.
  • I was nervous picking someone I didn't know on the internet but they exceeded all of my expectations. They did a great job explaining all of the details and the entire process took less than a month. I would definitely call them again.
  • This is the second time we have used Dave and appreciate his help. It was a tricky purchase on a short timeline. He said on top off of both back and us to make sure that we got everything the bank required to get funding. His rates were competitive and his execution was fantastic. He actually got it done well before our closing, in just two weeks. Nice work Dave!
  • The process of refinancing took some time, due to unforseen credit problems, the need for reappraisal, and deferred student loans. Dave was extremely patient with the complications and helpful with the entire process. Although I was nervous about not being able to meet face to face with someone while refinancing, Dave always either answered the phone right away or was quick to call right back. I would definitely recommend Red Rock Home Loans to my friends and family.
  • David sent me a GFE and explained that is was an estimate and there were variables that could change it. David was prompt on all documents that were in play. If I took a day or two longer David didn't call to hassle or pressure me like other Home Loans I called before I contacted David from Red Rock Home Loans. David gets to the point and will get you the best deal he can even if it's less of a gain for him. You can call other first to see for yourself.

Want more?  Here you go- Red Rock Home Loans Reviews:
We will ask you for a review as well, and it is up to us to deliver a product, price and service that warrants a 5 star review.  WE WILL MAKE IT HAPPEN!!!
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.